I got to the point where I dreaded our annual insurance renewals. Trying to keep costs down, our broker had us moving from carrier to carrier. With every new carrier came new forms and more work for me. I had to spend endless hours checking to be sure the forms were filled out correctly and communicating enrollment to our new providers. Then we met Global Group about 4 years ago. They developed a strategy for keeping our costs down while staying with one carrier for several years. They also provided us with Global Harbor and it made my job a whole lot easier. Now I spend very little time on the administrative tasks associated with renewals and more time planning wellness programs for our employees.